New Rochelle Trust Building, Richardsonian Romanesque bank building in Main Street, New Rochelle, United States.

The New Rochelle Trust Building is a corner structure of light stone ashlar above a darker, rough-textured base, its upper facade three bays wide and capped by a carved foliate cornice beneath a plain parapet. The original two-story, four-bay brownstone front carries curvilinear foliated Sullivanesque ornament, and the 1908 entrance bay frames a recessed double door with glass sidelights below the carved band reading "NEW ROCHELLE TRUST CO" and the number 542.

The New Rochelle Trust Company began in 1888 on Central Avenue as the Bank of New Rochelle, the only public banking facility in the area at the time, and moved to 542 Main Street in 1893. The original two-story brownstone building dates from the 1880s; a 1908 remodeling by architect F. C. Merry added a new brownstone entrance bay and two office stories faced in buff-colored brick.

The building reflects how late 1800s financial institutions wanted to project strength and permanence through their design choices. The ornamental details and solid materials were meant to reassure depositors about the safety of their money.

The building sits on Main Street in downtown New Rochelle and is easy to spot from the sidewalk. A renovation in 2008 removed a large canopy that had obscured the original facade, allowing visitors to see the full architectural details.

The 1908 remodeling added two office stories in buff-colored brick above the original brownstone base, and architecture critic Montgomery Schuyler called the result "about the most depressing erection on Main Street of New Rochelle" in the Architectural Record in 1909. A later renovation removed a non-original canopy, exposing the brownstone work and protecting the stained-glass window over the entrance.