Loai-ta Bank and Reefs, Coral atoll in Spratly Islands, Philippines.
Loai-ta Bank and Reefs is a coral atoll structure in the Spratly Islands with shallow waters and coral formations across a scattered area. The location contains numerous underwater features and reef systems that shape its maritime character.
The area became subject to territorial disputes between several Southeast Asian nations in the 20th century. Control and sovereignty remain contested issues that continue to affect the region today.
Fishing communities from neighboring countries have long relied on these waters as their main source of food and income. The fishing grounds remain central to how local people sustain their livelihoods today.
Navigation in these waters requires detailed maritime charts because of numerous shallow areas and reef formations. Visitors should be aware of changing conditions and limited accessibility to the site.
Marine researchers have documented over fifty distinct coral species in this ecosystem, forming a complex network of habitats. This biodiversity makes it an important site for understanding reef systems.
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