Farmers Bank of Fredericksburg, historic bank building located at Fredericksburg, Virginia
Farmers Bank of Fredericksburg is a brick bank building in Fredericksburg, Virginia, constructed in the early 1800s with Federal-style architecture. The structure features a gabled slate roof, decorative cornices, three pairs of chimneys, and a small circular window in the front pediment.
Built around 1819-1820 by architects Robert and George Ellis, this building served the town as a bank for over two centuries. Following the Civil War, the original bank failed, and the National Bank of Fredericksburg took over the space starting in 1865.
The building served as both a workplace and home for bank cashiers and their families for about a hundred years, reflecting how business and personal life were intertwined in early American towns. This mix of functions shows how important the bank was to the daily life and trust of the local community.
The building is located on Princess Anne Street in downtown Fredericksburg and can be viewed from the street. Although the interior now operates as a restaurant, visitors can observe the exterior architecture and explore the historic area on foot.
The interior was renovated in 2016 and converted into a restaurant, with the original bank vault preserved as a private dining space. This demonstrates how historic structures can be repurposed for new uses while keeping their history alive.
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