Moody's Corporation, Credit rating agency in Financial District, New York City, US.
Moody's Corporation is a firm in the Financial District of New York City that provides credit ratings and financial analysis for institutions. It operates a network of offices in over 40 countries and ranks as one of the leading rating agencies worldwide.
John Moody founded the company in 1909 to publish statistics and evaluations of railroad securities. This first systematic method laid the groundwork for a new kind of analysis in American finance.
The firm takes its name from its founder, who created a new standard for financial information in the early twentieth century. His methods later became the benchmark for the entire industry and shaped how investors worldwide assess risk.
The headquarters sits near major transport hubs and other financial institutions in southern Manhattan. The location is accessible by multiple subway lines and bus routes, and lies at the heart of the city's banking district.
The alphabetical scale the company developed remains in use today and forms the basis for most rating systems worldwide. These letter codes from AAA to C have become an international language for credit risk.
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